Terms of Service
Last Updated: November 2025
Welcome to DebtFreeFiles.com. By accessing this website, we assume you accept these terms and conditions. Do not continue to use DebtFreeFiles.com if you do not agree to take all of the terms and conditions stated on this page.
FINANCIAL DISCLAIMER (Important)
The content provided on DebtFreeFiles.com, including all articles, podcasts, guides, case files, and resources, is for informational, educational, and entertainment purposes only.
* Not Professional Advice: The owners, authors, and contributors of this website are NOT certified financial advisors, accountants, or attorneys. The information presented here represents personal opinions and research.
* Risk: Financial decisions, such as investing, debt consolidation, or bankruptcy, carry inherent risks. You should always consult with a qualified professional (CPA, CFP, or attorney) before making significant financial decisions.
* Liability: DebtFreeFiles.com assumes no liability or responsibility for any financial losses or damages resulting from the use of information contained on this site. You are responsible for your own financial due diligence.
Intellectual Property Rights
Other than the content you own, under these Terms, DebtFreeFiles.com and/or its licensors own all the intellectual property rights and materials contained in this Website. You are granted limited license only for purposes of viewing the material contained on this Website.
Restrictions
You are specifically restricted from all of the following:
* Publishing any Website material in any other media without attribution.
* Selling, sublicensing and/or otherwise commercializing any Website material.
* Using this Website in any way that is or may be damaging to this Website.
* Using this Website in any way that impacts user access to this Website.
User-Generated Content & Comments
Parts of this website offer an opportunity for users to post and exchange opinions and information (comments). DebtFreeFiles.com does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of DebtFreeFiles.com, its agents, or affiliates.
We reserve the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.
Limitation of Liability
In no event shall DebtFreeFiles.com, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Website.
Affiliate Disclosure
Some links on this website may be affiliate links. This means we may earn a commission if you click on the link or make a purchase using the link. When you make a purchase, the price you pay will be the same whether you use the affiliate link or go directly to the vendor’s website using a non-affiliate link.
Changes to Terms
DebtFreeFiles.com is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.
Governing Law
These Terms will be governed by and interpreted in accordance with the laws of the State/Country of [Insert Your Hosting Country or ‘United States’], and you submit to the non-exclusive jurisdiction of the state and federal courts located in us for the resolution of any disputes.
Contact
If you have any questions about these Terms, please contact us at contact@debtfreefiles.com.